For Financial Institutions
Recovery infrastructure for delinquent loan portfolios.
OnCRE helps lenders, cooperatives, and financial institutions manage overdue accounts through dedicated recovery operations, structured workflows, reporting, and portfolio-level recovery support.
- Dedicated recovery desk
- Bulk portfolio onboarding
- Reporting and reconciliation
- Built for scale
Dedicated agents
A named team is assigned solely to your portfolio and reports on a cadence you set.
Consistent process at scale
Every case follows the same structured workflow - no case falls through.
Compliance-conscious
Every action is proportionate, documented, and auditable. NDPR-compliant end to end.
How enterprise recovery works.
A fully managed recovery operation built for lenders, cooperatives, and organisations with large delinquent portfolios.
- 01
Onboard
We agree scope, volume, pricing, and reporting cadence upfront.
- 02
Submit in Bulk
Upload your delinquent accounts - no case-by-case submission.
- 03
Dedicated Recovery Desk
A dedicated team works your cases through the full five-stage process.
- 04
Live Reporting
Track recovery rates and outstanding balances in real time.
- 05
Closure & Reconciliation
Every case closes with documentation and full reconciliation.
Why enterprises choose OnCRE
Built for how NPL portfolios actually behave.
- Dedicated agents - solely focused on your portfolio.
- Consistent process at scale - no case falls through.
- Real-time reporting - clear data on a regular cadence.
- Compliance-conscious - proportionate, documented, auditable.
- NDPR-compliant handling across every touchpoint.
Who uses Enterprise Recovery.
Microfinance Banks & Lenders
Delinquent portfolios need consistent, documented follow-up your internal team can't sustain alone. We supplement or replace that function.
Cooperative Societies
Unpaid member loans affect your ability to lend to others. We handle follow-up so your staff can focus on running the cooperative.
Fintech Lenders
Automated messages only go so far. We handle the calls, escalations, and human contact your digital systems can't.