Tracking & Reminders

Track who owes you. Get paid without the chase.

One simple system to record credit, send automatic reminders, and always know who still owes you.

Merchant using phone
Retailer
Nigerian shop owner
Pharmacy owner

The Problem

Sound familiar?

01

Customers owe you money and you've lost track of who, how much, and when.

02

You feel uncomfortable asking for payment, so you keep delaying.

03

Your records are scattered across notebooks, phone notes, and WhatsApp threads.

04

Unpaid credit is affecting what you can buy and what you can pay.

The Solution

One place for everything you’re owed.

OnCRE records every credit sale and sends professional payment reminders to your customers via SMS and WhatsApp - automatically. No awkward conversations. No manual follow-up. No lost records.

You stay focused on your business. OnCRE handles the reminders.

Built for every business that sells on credit.

Shops & Retailers

Track what your regulars owe and get automatic reminders sent when payment is due. No awkward asking required.

Shops & Retailers

Market Traders

Replace the notebook. OnCRE works on WhatsApp - the same app your customers already use every day.

Market Traders

Wholesalers & Distributors

Monitor large outstanding balances across multiple buyers. Follow up professionally at scale, without damaging supply relationships.

Wholesalers & Distributors

Here’s how OnCRE works.

Record

Record

Add a customer's name, number, and amount owed in under two minutes - or send it to our WhatsApp bot.

Remind

Remind

OnCRE automatically sends a professional reminder when payment is due. No input from you.

Monitor

Monitor

See who has paid, who is overdue, and your full outstanding balance, anytime.

Decide

Decide

Use payment history to decide who gets credit and who pays upfront next time.

What you gain.

  • Never forget a debt - every credit sale is captured.
  • Save time - reminders send themselves.
  • Protect relationships - professional reminders, no awkwardness.
  • Get paid faster - timely reminders mean faster payments.
  • Make smarter credit decisions over time.

Start tracking in minutes.

Get Started